Not many people are looking for a place to live in Florida. This is the case because of its record-breaking high foreclosure rates, which have left scores of homes with no one living in them and stagnant prices across the state since 2008. Still, there are some advantages that make it worth moving to this town on Florida’s Gulf Coast. },

Port Charlotte, Florida was just named the best city in America by CNN. There are a lot of benefits to living there right now. But it also has some downsides as well that you should know about before moving there.

15 Pros And Cons Of Living In Port Charlotte, Florida Right Now

Things to Consider Before Relocating to Port Charlotte

This article discusses the advantages and disadvantages of living in Port Charlotte, Florida.

While living in Southwest Florida is fantastic. In addition, it is a popular retirement location. This metropolis will not be for everyone.

So, before you relocate, think about all of the advantages and disadvantages of living in Port Charlotte…

The Advantages and Disadvantages of Living in Port Charlotte

These are likely to be part of your new Port Charlotte lifestyle:

  • Small-town atmosphere
  • Weather that is warm and sunny
  • There are several outdoor activities available.
  • Proximity to fantastic locations
  • Fantastic seafood
  • Living costs are moderate.
  • There are There are no state income taxes..
  • Economic constraints
  • Nightlife is limited.
  • Many elderly residents
  • Tourists and snowbirds in excess
  • Congestion is an issue.
  • Summers are hot and humid.
  • Hurricane danger
  • Bugs and other creatures


I may get compensation for purchases made via links in this article at no cost to you.

Let’s take a closer look at each of these topics. Then, if you’re still seeking for the ideal area to live after you’ve finished,

View all of our…

Moving Guides for Cities and States

But first, let’s look at the advantages of living in Port Charlotte…

Small-town atmosphere

Port Charlotte, Florida’s Charlotte County, has a peaceful small-town vibe to it. People in and around the village and its neighborhoods are quite friendly.

It’s a laid-back and easygoing city with a population of about 60,000 people.

Weather that is warm and sunny

The climate is pleasant and sunny throughout the year.

So, if you’re one of those folks who requires the sun to feel their best, now is your chance. You’ll enjoy your time in Port Charlotte.

There are around 300 days in a year when the sun shines, give or take a few days.

Temperatures in the 80s are common throughout the year. Summer is scorching, with highs approaching 90 degrees.

The winter season is quite enjoyable. During the day, thermometer readings are normally between 70 and 80 degrees.

There is no snow to shovel as a result. Alternatively, there are frozen sidewalks and roadways to contend with.

Okay. Now bear with me. We’re just getting started with the advantages and disadvantages of living in Port Charlotte…

There are several outdoor activities available.

Because it’s pleasant here when the weather is good. Which is typically the case. It’s simple to go outdoors and enjoy the many activities available.

Living in this area means being near to the ocean. On a hot summer day, go to Siesta Key Beach, Boca Grande Beach, or Port Charlotte Beach State Park.

You may also go on a road trip. Also, visit the well-known Venice Beach.

Charlotte Harbor is one of the country’s biggest. It serves as an ecological nursery for a variety of marine creatures. Tarpon, barracudas, redfish, sharks, snook, and even sharks are just a few examples.

Many kilometers of water canals may be found here. The majority of them lead to the Gulf of Mexico and Charlotte Harbor.

As a consequence, there are several water sports to participate in. Popular activities include fishing, boating, paddleboarding, kayaking, and canoeing.

Then, after you’ve gotten your fill of water…

At Charlotte Sports Park, you may see a baseball game. During the spring training season, here is where the Tampa Bay Rays play their games.

Alternatively, visit one of the seven area golf courses. To improve your game.

Then, when you need to leave town…

Proximity to fantastic locations

Port Charlotte is situated in southwest Florida, in the heart of the state.

It is located to the north of Sarasota. To the south, there’s Fort Myers. Also not far away is the lovely city of Naples.

Staying local is made easier by the close proximity of houses and areas.

For food and shopping. Alternatively, you may get health treatment at HCA Florida Fawcett Hospital and ShorePoint Health.

Then I’ll go a bit farther. In a few hours, you may be in Orlando, Miami, or Tampa.

With all of the conveniences and entertainment that large cities have to offer.

As a result, you may remain in town. To take care of the majority of your daily tasks.

Fantastic seafood

The location is a fish lover’s dream when it comes to eating. The freshness and taste are difficult to match.

Whether you like to eat at one of the city’s eateries. Alternatively, you may go to a local fish market and buy the catch of the day.

Whatever the case may be, make sure to sample these regional specialties:

  • Flounder
  • Mahi-mahi
  • Mackeral
  • Snapper
  • Grouper

You could be thinking that this is a wonderful spot to live. It might be rather costly.

Thankfully, this is not the case.

And there are certain advantages to living in Port Charlotte for me. Next, directly connected to your money…

Living costs are moderate.

Because the cost of living in Port Charlotte is fairly low. Expenses are nearly 10% lower than the national average, according to 24/7 Wall Street.

With median property prices as the key indicator of housing expenses.

As a consequence, real estate prices are substantially cheaper here. In comparison to other, far more costly beach regions.

Other expenses are also reasonable. Health care, utilities, and transportation are examples. They also assist you in saving money.

But the greatest part is…

There are There are no state income taxes..

Residents of Florida are not subject to a state income tax. This is true regardless of where you choose to reside in Florida.

Depending on the state from where you are relocating. And the amount of money you earn. The tax savings might be significant.

Finally, to maximize your financial resources in every way possible. Consider the resources listed below.

Since relocating to Port Charlotte, like anyplace else, has its drawbacks. Is that relocating costs may quickly build up.

First, check out Personal Capital’s free online calculator. For all-in-one spending, budgeting, and investment management.

Second, check your credit score to see whether it’s in excellent condition. When purchasing a new home and qualifying for a mortgage, it must be robust. At Credit Karma, you may check yours for free.

Finally, you can save money on all your online purchases. They are required to make your new house a home.

We save money on almost everything we purchase by using the Rakuten cash rebate app.

Let’s change gears now. Because wherever you choose to reside, there will be some disadvantages.

Moving to Port Charlotte and settling in will, unfortunately, be no different.

So, let’s get this discourse back on track. Also, consider the drawbacks of living in Port Charlotte…


Economic constraints

If you work as a professional. Looking for a range of higher-paying jobs with opportunities for progression.

Port Charlotte is probably not the place for you.

Because it all depends on what you desire and what you do. Living in Tampa is probably the best option.

Because the hotel, tourist, health care, and fishing sectors provide the majority of job possibilities in Port Charlotte. These are often lower-paying locales.

As a consequence, the city’s median family income reflects the lower economic possibilities. This is much lower than the national average.

The second of our top drawbacks to living in Port Charlotte is…

Nightlife is limited.

If you’re looking for a lively social and party environment. It is not to be found here.

Because there isn’t much for young people to do around town. In the cities of Fort Myers and Sarasota, there is a bit more decent nightlife.

Also for families wishing to migrate with children. The same may be true for entertaining your adolescents. Because the choices are restricted.

Many elderly residents

And it’s understandable. Because the majority of the population are elderly.

And they’re not looking for late-night thrills. To encourage the institutions that can give it.

The median age of inhabitants, for example, is rather high. The temperature is in the low 50s.

Tourists and snowbirds in excess

Southwest Florida is a popular destination for both residents and visitors. And the Port Charlotte region is no exception.

The busiest months are January through April. When a regular stream of visitors, snowbirds, and seasonal inhabitants converge upon the region.

They want to get away from the harsh winters in the north. Port Charlotte, on the other hand, isn’t as touristic as, say, Fort Myers.

Nonetheless, the seasonal effect is discernible.

Congestion is an issue.

During peak season, the surge of tourists causes high traffic.

Furthermore, public transit is almost non-existent. As a result, the majority of citizens possess automobiles.

They hit the road to go to their destination. So, after relocating to Port Charlotte, you’ll most likely do the same.

As a result, allow for some additional time. When you need to leave the house. Particularly during high season.

Summers are hot and humid.

There is no way to avoid it. Because you can expect it to be quite hot and humid here in the summer.

The temperature may not often reach the 90s. However, when you factor in the excessive humidity, the true feel temperatures are rather unpleasant.

Hurricane danger

Living on Florida’s Gulf Coast means storms are always a possibility. The season extends from June through November in this area.

So expect to have your life turned upside down. During the rare occasions when you may need to leave the area.

Also, be sure you have enough insurance coverage. In the event that your property is damaged.

Bugs and other creatures

Other inhabitants like the Port Charlotte way of life. Spiders, cockroaches, mosquitoes, flies, lizards, and snakes, for example, abound.

Alligators like this gorgeous section of Florida as well. They aren’t usually hostile toward people, however.

They don’t want to dwell in the canals since they are largely saltwater. Because they are freshwater animals.

If you don’t want to share your house with these sorts of neighbors, on the other hand. Then you may want to think about relocating somewhere else.

Okay. That’ll do it for today.

Allow me to conclude with a few last words…

The Benefits and Drawbacks of Living in Port Charlotte, Florida

As I previously said, thoroughly analyze the benefits and drawbacks of living in Port Charlotte before making the decision to relocate.

It’s a fantastic place to retire in the warmer months. It is situated in a quiet tiny village.

However, it suffers from many of the same flaws as other famous southwest Florida vacation spots.

Specifically, tourists, summer heat, bad traffic, and the Hurricane danger. These items and the others we have discussed top the list.

Finally, if you are not sure Port Charlotte is your next best place to live? Then View all of our…

Where Should You Move and Why?

1629658693_67_10-Pros-and-Cons-of-Living-in-New-Hampshire-RightOn a whiteboard, the conclusion is written.

Disclosure & Disclaimer: I am not a licensed investment adviser, financial adviser, or tax professional. And I am not providing you with individual investment advice, financial guidance, or tax counsel. Furthermore, this website’s only purpose is information & entertainment. And we are not liable for any losses suffered by any party because of information published on this blog.

The Advantages and Disadvantages of Living in Port Charlotte, Florida Explained


The “is port charlotte below sea level” is a question that has been asked many times. The answer to the question is no, Port Charlotte is not below sea level.

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